Like everywhere in the world, Netflix is one of the most sought-after resources for entertainment for many people in Kenya. Local movies, world-renowned blockbusters, streams, reality shows, and popular TV series are just a glimpse of what this platform offers its users. People enjoy it because it includes content for any case.
Some users face the only problem of paying for it, especially without a credit or debit card. That is where M-Pesa will come in handy. The mobile money service, run by Safaricom, now makes it much easier to pay for your Netflix subscription from any device. There is no need for a bank account or a foreign card—just your phone and a few simple steps.
For students who use Netflix to unwind after studies, time management matters. Some even pair their chill time with school help from platforms like essay-wise.com — finding ways to balance learning and leisure in a smarter, less stressful way.
Now, let us walk through how to use M-Pesa to pay for Netflix in 2025. From plan selection to payment options and helpful tips, the tiniest factors are outlined.
Is Netflix Available in Kenya?
Yes, Netflix is fully available in Kenya. A few years ago, the platform introduced local pricing and content, making it more widely available. As of early 2025, Netflix offers four main plans in Kenya:
- Mobile Plan – KSh 200/month
- Basic Plan – KSh 300/month
- Standard Plan – KSh 700/month
- Premium Plan – KSh 1,100/month
Each of these options provides users with access to the full Netflix library. What changes is the video quality and the number of devices you can use at once.
Why Use M-Pesa to Pay?
Many people in Kenya do not use credit cards. Others worry about online safety when using their debit card. That is where M-Pesa becomes useful. It is fast, safe, and already linked to your phone. You do not need to open a new account or visit the bank, which is super convenient. In short, if you have airtime and an M-Pesa balance, you are ready to go.
Step-by-Step Guide to Activate M-Pesa Account
Before starting the process, make sure you have:
- A working Safaricom line. Make sure it is compatible with your device.
- An active M-Pesa account. You can always restore the password if needed.
- A smartphone, laptop, or TV connected to the internet. Don’t forget to update your browser.
- The latest Netflix app or access to the Netflix website, depending on the device you use.
- Top up your M-Pesa balance so that you can pay for the subscription.
Also, be sure to check your plan’s price and pick one that suits your needs.
Is It Possible to Use M-Pesa Directly via Paybill?
Currently, Netflix does not accept M-Pesa directly through Paybill. But do not worry — there is a simple workaround.
You can use a virtual card that links your M-Pesa to international payments.
Popular options include:
- M-Pesa GlobalPay Visa Card
- Chipper Cash Virtual Card
- Eversend Virtual USD Card
- Equity Bank Virtual Card (if linked to M-Pesa)
These cards work just like any debit card online, but you fund them through M-Pesa.
How to Create and Use a Virtual Card with M-Pesa
Let us focus on the M-Pesa GlobalPay Visa Card, since it is built into Safaricom’s system and is easy to use.
Step-by-step guide for your convenience:
- *Dial 334# on your Safaricom line
- Choose Lipa na M-PESA
- Select GlobalPay
- Follow the steps to create a virtual Visa card
- Once ready, go to the Netflix payment page
- Enter the virtual Visa card details (card number, expiry date, CVV)
- Choose your preferred plan
- Netflix will deduct the monthly fee from your card balance
You can load money into your virtual card through M-Pesa either by USSD or using the M-Pesa App.
Alternative Method: Using Chipper Cash or Eversend
If you prefer apps with more control or multi-currency options, Chipper Cash or Eversend may be better.
Here is how it works:
- Download the Chipper Cash or Eversend app from the Play Store or App Store. It is absolutely free of charge to download.
- Register and verify your account. It is possible to do it via email and phone.
- Use M-Pesa Paybill or Buy Goods to add money. It is necessary to deposit into your account to make it work for you.
- Create a virtual USD card in the app. Follow the instructions inside the app. They are relatively clear and easy to implement.
- Fund the card with the amount you need. Decide on a subscription plan and top up your card.
- Enter the card details on Netflix. You can browse the guidelines below and do it in a matter of several steps.
Both services support Netflix and other global subscriptions, so you won’t have any difficulties with topping up your accounts.
How to Change Payment Method on Netflix
Already have a Netflix account but want to switch to M-Pesa via a virtual card?
You will need to proceed with the following steps:
- Log in to your Netflix account
- Click on Account from the top-right menu
- Go to Membership & Billing
- Select “Update payment info”
- Enter your new virtual Visa or Mastercard details
Once added, Netflix will charge you using your new payment method during the next billing cycle.
Tips to Avoid Common Issues
Probably you won’t have any issues when it comes to purchasing Netflix subscriptions. Nevertheless, it is worth considering what things.
- Load slightly more than your planned amount. Some cards charge a small service fee. There might also be a two-way conversion, depending on your currency.
- Use the same name on your Netflix and virtual card account. It avoids verification errors.
- Keep card details safe. Write them down somewhere private or use a password manager.
- Set reminders. M-Pesa cards do not auto-reload. You may need to top up manually each month.
- Check your email. Netflix sends alerts if a payment fails or needs updating.
To Sum Up
Paying for Netflix in Kenya used to be tricky, especially without a bank card. But now, with tools like M-Pesa GlobalPay and virtual USD cards, things are much easier. You do not need to visit a bank. You do not need to wait days. Just set up your mobile wallet, create a virtual card, and enter the details on Netflix. That is it.
