Real-Time Payments in the U.S: How FedNow & RTP Are Reshaping Fintech App Development in 2025
The Rise of Real-Time Payments in the U.S. The real-time payments (RTP) landscape in the U.S. is experiencing an unprecedented surge. In 2024, RTP facilitated upwards of 343 million transactions, moving over $246 billion—reflecting a significant 94% year-on-year surge in both usage and transaction value. FedNow, the Federal Reserve’s real-time payment rail launched in July […]